Blog
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Annual Expenses Are Not Emergencies: Plan for Them Monthly
School fees, uniforms, insurance premiums and annual renewals may not arrive every month, but they should still be part of the monthly budget. Here is a simple way to prepare…
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PPFAS GIFT City Funds Now Start at US$500: What It Means for Indian Investors
PPFAS GIFT has reduced the entry amount for its S&P 500 and Nasdaq 100 funds from US$5,000 to US$500. Here is what the lower minimum means for Indian investors considering…
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Debt Mutual Funds vs Fixed Deposits: Which One Should You Choose?
Fixed deposits provide return certainty, while debt funds offer market-linked returns and flexible withdrawals. Compare their risks, taxation and suitable uses before deciding.
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Month-End Financial Checkup: 7 Things Every Family Should Review
A 20-minute monthly financial checkup can help your family identify spending leaks, prepare for upcoming expenses and keep investments and goals on track.
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Debt Fitness: How Much of Your Monthly Income Should Go Towards EMIs?
Your EMIs may be affordable today—but are they leaving enough room for expenses, emergencies and investments? Calculate your EMI-to-income ratio and assess your debt fitness.
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Filed Your ITR? 5 Mutual Fund Tax Checks You Should Still Make
Mutual fund tax errors are easy to miss because not every taxable event looks like a withdrawal. Review redemptions, switches, systematic transactions, IDCW, capital losses and e-verification for AY 2026–27.
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This Raksha Bandhan, Create a Family Financial Emergency File
This Raksha Bandhan, go beyond a financial gift. Create a simple emergency file that helps your family locate investments, insurance, loans, nominees and important contacts when they need them most.
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Small-Cap SIP Assets Have Grown 5x: Should You Increase Yours?
Small-cap SIP assets have grown more than fivefold in five years. But popularity alone is not a reason to increase your allocation. Here is what investors should examine first.
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Will a 4% Withdrawal Make Your Retirement Corpus Last Forever?
If you withdraw 4% from your retirement corpus each year, how long will it last? See how inflation and real returns change the answer.
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Multi Cap vs Flexi Cap Funds: What’s the Difference?
Understand the difference between Multi Cap and Flexi Cap mutual funds, their allocation rules, risks, flexibility, and which type may suit your portfolio.